Wednesday, December 3, 2014

The Difference Between Credit Repair Firms

By Abram Vanorden


Integrity Credit Solutions is different than other credit repair companies. Many credit repair companies limit the number of letters they send out on your behalf every month. This can drastically slow down your credit repair efforts. If you have 10 negative accounts, it could take months to address all of the accounts just one time. They do this so they can drag out your process and bill you longer.

If you learn how to manage your debts right, you can preserve an excellent credit rating which is going to permit you to keep receiving credit. And in case that you fail and do not manage to continue with on time payments to your creditors (or even go in default) your credit rating will drop and you will be stuck with a bad credit score until you start credit repair or file for bankruptcy.

If you decide to go with a credit repair company be very careful to choose reputable company with years in business and scores of satisfied clients which can verify their record. Also look for a company which is going to work on more than just trying to remove negative items on your credit report.

When this happens Integrity Credit Solutions escalates the tone of the request requests sent on your behalf. This can take a couple rounds and occasionally take several rounds. If you really want to know how to fix your credit and increase your credit score, this is the foundation of a solid credit repair process. Our team of professionals knows what is required to report the various types of accounts and we work until the information is properly verified or deleted from your reports.

By contrast a credit counselor is going to give you advice about fixing your credit report yourself. One very important advantage of that is that by attempting credit repair yourself you will be learning many things about financial responsibility and financials in general.

Before you begin you should prepare yourself for a long and hard battle, which will require an enormous amount of self-discipline, time and patience. However by working with credit counselor, you will be getting a lot of help in making long term financial plans that you are going to need in order to start successful credit repair.




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