Because of the low speeds, many drivers and pedestrians are lulled into a false sense of security while in a delivery. However, twenty percent of all auto accidents occur in commercial parking deliveries. The following article will take us through the theme what to do if you are in a Parking Lot Striping Arkansas accident
People avoid filing claims for stable accidents for many reasons. In some instances, people may just think it is too much hassle to file a claim for what seems to be a minor accident in a stable. If you chose not to file a claim for a parking accident, you have several options. Most of them involve out of pocket expenses and assume some risk.
If your car was the only vehicle damaged, you could choose to pay for the repairs yourself. Many people do this when they feel that the cost of the repairs may be lower than their deductible. Because they would pay that amount out-of-pocket anyway, they avoid a claim in the hopes that it will prevent their insurance from rising.
If you were involved in a parking accident that damaged another vehicle, you might take it upon yourself to settle with the other driver without involving insurance. This often involves paying cash or check to cover the cost of repairs to the other vehicles. This can be a risky proposition. If anything goes wrong, it comes down to your word against the other driver.
Sometimes, the damage from a stable collision is so minor that no repairs are necessary or the drivers involved choose not to make any repairs. This may be the case with an older vehicle, or a minor collision involving a shopping cart. If you choose not to file a car insurance claim for a stable accident, there is no record of the accident and no documentation.
This could cause problems down the road, especially if other drivers and vehicles were involved. You may think that paying the other driver cash for damages inflicted on their vehicle will end the situation without involving the insurance companies or increasing your premium. However, what would you do if the other driver came to you later claiming injuries and insisting that you were responsible for medical bills or other expenses?
If you have a cell phone or camera, take pictures of the calamity scene before moving the vehicles. You can also take a brief video of the scene. Focus on the point of impact and the nearby area. The photos and videos can act as impartial witnesses. You may be in a lot with surveillance cameras. If so, the cameras may have recorded the entire incident. Though the lot management is not legally obligated to release the video to you, an attorney can subpoena a copy if needed for your lawsuit.
In many cases where two cars are involved in a stable accident, the insurers may split the blame as 50/50. This means that while each driver is responsible for their deductible and usually results in no increase in premiums for either party. Is there any situation where it is not necessary to file an insurance claim for a stable accident?
People avoid filing claims for stable accidents for many reasons. In some instances, people may just think it is too much hassle to file a claim for what seems to be a minor accident in a stable. If you chose not to file a claim for a parking accident, you have several options. Most of them involve out of pocket expenses and assume some risk.
If your car was the only vehicle damaged, you could choose to pay for the repairs yourself. Many people do this when they feel that the cost of the repairs may be lower than their deductible. Because they would pay that amount out-of-pocket anyway, they avoid a claim in the hopes that it will prevent their insurance from rising.
If you were involved in a parking accident that damaged another vehicle, you might take it upon yourself to settle with the other driver without involving insurance. This often involves paying cash or check to cover the cost of repairs to the other vehicles. This can be a risky proposition. If anything goes wrong, it comes down to your word against the other driver.
Sometimes, the damage from a stable collision is so minor that no repairs are necessary or the drivers involved choose not to make any repairs. This may be the case with an older vehicle, or a minor collision involving a shopping cart. If you choose not to file a car insurance claim for a stable accident, there is no record of the accident and no documentation.
This could cause problems down the road, especially if other drivers and vehicles were involved. You may think that paying the other driver cash for damages inflicted on their vehicle will end the situation without involving the insurance companies or increasing your premium. However, what would you do if the other driver came to you later claiming injuries and insisting that you were responsible for medical bills or other expenses?
If you have a cell phone or camera, take pictures of the calamity scene before moving the vehicles. You can also take a brief video of the scene. Focus on the point of impact and the nearby area. The photos and videos can act as impartial witnesses. You may be in a lot with surveillance cameras. If so, the cameras may have recorded the entire incident. Though the lot management is not legally obligated to release the video to you, an attorney can subpoena a copy if needed for your lawsuit.
In many cases where two cars are involved in a stable accident, the insurers may split the blame as 50/50. This means that while each driver is responsible for their deductible and usually results in no increase in premiums for either party. Is there any situation where it is not necessary to file an insurance claim for a stable accident?
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