Friday, August 19, 2011

Financial Help: Financial Help For Single Mothers

By Ken Melblock


Financial aid for single mothers is available either through federal welfare services or through private organizations. Who is qualified? Not all single mothers can take advantage of special financial help packages. Only those whose earnings fall below a certain level are considered low-income individuals and qualify for welfare benefits. To find out if you qualify for and may avail yourself of federal welfare services, you must complete the application form available at your local welfare office.

Each program has its own income limits. Whether or not your income falls within the limit depends on the type of income you have, your family's expenses, and any other special circumstances your family may have. Each program also has resource limits. Things that can be converted to cash (bank accounts, stocks, and other properties) are considered to be resources. Only certain non-U.S. citizens may receive welfare benefits. Check with your local office for details.

You need to get accurate information about these grants so that you can apply for the right ones. They usually have certain eligibility criteria. Most of them specify that your annual income has to fall below a certain level. However, these eligibility criteria differ according to the organization that is offering the grant. You need to get the right information about these grants so that you do not waste your time applying for one that you do not qualify for.

Other sources- Many schools offer scholarships specifically to single mothers. In order to find out about these, you may visit the financial aid office of the school you are currently attending or wish to attend.

Single moms might also make use of programs such as the Family Unification Program which has been devised to keep kids out of foster care. If the public child welfare agency can be convinced that only the lack of housing is keeping the family apart then it will recommend that the family gets a voucher that has to be used to buy housing. The amount given is calculated based upon the family income and the family is also expected to contribute money. As a single mom you should contact your local welfare office in order to find out what federal or state programs you qualify for. You will then be able to take better care of your children.




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